These are the tools I use to run my own business and finances. Every one of them is something I use myself. If it’s on this list, it earned its spot.
Some of these links pay me a referral reward and some don’t. Where one does, I say so right there. Either way, I’d recommend it.
Money & Budgeting
YNAB (You Need A Budget)
The budgeting app I use for my personal finances. It gives every dollar a job before you spend it, which changes how you think about money.
Referral link: if you subscribe through it, we each get a free month.
Marcus by Goldman Sachs
A high-yield online savings account with no fees and no minimums. It’s where I keep savings separate from my everyday checking.
Referral link: if you open an account through it, we each earn a cash bonus on our savings balances for 3 months.
Running the Business
TripLog
An app that tracks business mileage automatically. If you drive for your business and aren’t tracking miles, you’re leaving deductions on the table.
Referral link: you get 20% off, and I earn 20% of your first-year payment as credit toward my own TripLog bill.
VersaCheck
Check-printing software that lets me print checks on blank check stock instead of ordering pre-printed checks.
Not a referral link. I just like it.
Security & Privacy
KeePass
A free, open-source password manager. Your passwords stay in an encrypted file that you control, not on someone else’s server.
Not a referral link.
Surfshark
A VPN I use to protect my connection, especially on public Wi-Fi.
Referral link: you get 1–3 free months depending on the plan you choose (3 on a 1- or 2-year plan), and I earn a reward too.
Incogni
A service that requests removal of your personal information from data broker sites and keeps re-checking. It cuts down on spam calls and makes it harder for scammers to find you.
I get it as an add-on to my Surfshark plan, so if you want both, the Surfshark link above covers it. Not a referral link on its own.
If you have a service or product you think my clients would like, I’m happy to discuss it. Just know I would have to use it and evaluate it for my own personal and/or business use before it would earn a spot on my recommendation list. I only recommend things that I use myself and find useful, beneficial, and worth recommending.